Understanding How Your Debt-to-Income Ratio Affects Mortgage ApprovalBy Jim Deutsch • September 12, 2026When it comes to securing a mortgage, one of the most critical factors
As a dedicated Mortgage Loan Officer, my professional goal is to provide specialized services and top level customer service to each and every one of my clients. Whether you’re looking to buy your first home or invest in a property, I work closely with clients to help them understand their options and guide them toward finding a loan that meets their needs.
As a realtor and a grandmother, Robin is part of a growing family team. Since 2005, Robin has been associated with the Real Estate industry in many facets and now she has added mortgage loan officer to her resume.
It's been a thrill for her getting into mortgages and she really enjoys helping buyers get into their new home. In helping her clients, Robin's number one goal is create lasting relationships with them and leave each experience with new friends.
Having been a realtor for 17 years and licensed in both Florida and North Carolina and now a loan officer, Robin is able to assist buyers with her professional experience in both fields. This gives Robin great insight into both parts of homebuying and therefore helps her service her clients in both areas of their home buying experience even better.
To provide a little more insight to her personal life, Robin calls North Carolina home. More specifically, she lives in the Charlotte and Lake Norman area with her high school sweetheart/husband (Go Panthers!). With a large family consisting of 4 grown children and 13 grandchildren. Time spent with all of them is precious. Robin and her husband spend many weekends enjoying the local walking trails and parks along with spending time with our kids and grandkids. Robin's love for her family and getting to watch her kids grow up and have their own families has been such a blessing. However, if she is not with her family, Robin and her husband enjoy traveling. Traveling is always such an amazing opportunity and allows them to explore new places together.
With Jake and Element Home Loans, you can be confident that your transaction will start with getting to know your financial situation to determine the loan that best meets your current and future needs.
Element Home Loans is dedicated to streamlining the loan process in order to shorten the time from loan application to closing without sacrificing service or quality.
Whether you are purchasing or refinancing your home, Jake Cummings is here to help with all your home mortgage financing needs!
Rick Nelsen is an accomplished mortgage loan officer with Success Lending, boasting 25 years of extensive experience across multiple states, including North Carolina, South Carolina, Georgia, Tennessee, Kentucky, Florida, Illinois, Indiana, and California. Originally from Chicago, Rick now calls Wake Forest, NC home, where he lives with his wife.
Rick’s deep expertise spans a wide range of mortgage products, ensuring that he can meet the diverse needs of his clients. Known for his unwavering availability and commitment, Rick is dedicated to supporting both realtors and clients throughout the loan process. A passionate sports fan, Rick balances his professional life with a strong family focus, reflecting his dedication both on and off the field.
I am a Charleston native with over a decade of experience in the sales and service industry. I am a Partner and Senior Mortgage Loan Officer at Tabor Mortgage Group, and I am committed to helping you get into a home. I pride myself on communication, honesty, and work ethic and will work tirelessly to make sure you get into your home. Tabor Mortgage is the #1 rated lender 4 years running as voted by the people of Charleston for Charleston's Choice. Please let me know if I can help you in any way.
As a seasoned mortgage professional, I have built a reputation for providing outstanding service to my customers. With over 25 years of experience, I have repeatedly been recognized as a top producer in the finance and mortgage industry. I am dedicated to my clients and work to ensure that they have an excellent experience throughout the entire mortgage process.
Whether you are a first-time homebuyer, looking to refinance your existing house, or considering purchasing your dream home, I have the knowledge and experience to help guide you from pre-qualification to closing, and beyond. I am a Raleigh native and enjoy spending time with my wife and 2 children. I love pulling for the Tarheels and any spare time I have I enjoy bass fishing and competition BBQ.
Give me a call today to begin your home buying process!
Southern Lending with The Robb Team:
We work hard to help all our clients achieve their financial success in owning a home. With over 18 years in the industry, we are creative and structure every loan for the client specifically.
Client Promise:
1. Loan structure to fit our clients' needs
2. Fully aware of Down payment, Payment, and Closing Cost
3. Close On Time and Smooth
Partner Promise:
1. Pre-approvals you can count on to win in our market
2. Exceptional Communication for every milestone
3. Close On Time and Smooth
Understanding How Your Debt-to-Income Ratio Affects Mortgage ApprovalBy Jim Deutsch • September 12, 2026When it comes to securing a mortgage, one of the most critical factors
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